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## Course Overview


In the complex landscape of consumer bankruptcy, the “Chapter 20” strategy remains one of the most powerful tools for debtors—provided it is executed with precision. By strategically filing a Chapter 7 to secure a personal discharge before immediately following with a Chapter 13 to address mortgage arrears, practitioners can provide clients with a fresh start while saving their homes.

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Join Daniel Staeven and Alon Nager on April 23 at 3 PM for a closer look into the practical application of this strategy, with a specific focus on important implications following the Saenz decision in the Tenth Circuit.


DURATION: 1 Hour


![](https://www.alfi.org/wp-content/themes/alfi/assets/images/instructor-bg-4.jpg)


![Headshot of Daniel Staeven](https://www.alfi.org/wp-content/uploads/2026/06/Dan-500x500-upscale.png)


Daniel Staeven


Partner


[VIEW COURSES](https://www.alfi.org/instructor/daniel-staeven/)


![](https://www.alfi.org/wp-content/themes/alfi/assets/images/instructor-bg-1.png)


![Headshot of Alon Nager](https://www.alfi.org/wp-content/uploads/2026/06/Alon-500x500-upscale.png)


Along Nager


Director


[VIEW COURSES](https://www.alfi.org/instructor/alon-nager/)